Health Insurance

Krankenversicherung (Image: Lothar Drechsel / istock.com)

Students are required by law to provide proof of sufficient health insurance coverage at the time of enrollment and to maintain this cover during their studies. PhD students and incoming scholars are obliged to take out health insurance for themselves and their accompanying family members.

Health Insurance for International Students

In Germany, there are two kinds of health insurance, statutory / public and private health insurance.

All students are generally required to be insured with a German statutory health insurance, i.e. they must join a statutory health insurance. Under certain conditions, however, it is possible to be actively exempted from compulsory insurance and instead join a private health insurance company. When you enroll, you have to decide whether you want statutory or private health insurance. This decision is binding for the duration of your studies. The health insurance status must be maintained for the duration of your studies.

Every student who has the opportunity to be accepted into statutory health insurance should use this option in order to be covered in the event of illness, a doctor or hospital visit or, if applicable, an existing pre-existing illness.

If you decide to take out private health insurance, we strongly advise against opting for the cheapest tariff.

Students over the age of 30, PhD students and participants in a German language course must take out private health insurance. Please scroll down and read the specific information for your specific situation.

EU-/EEA-citizens and citizens of Bosnia-Herzegovina, Morocco, Montenegro, Northern Macedonia, Switzerland, Serbia, Turkey, Tunisia and the United Kingdom of Great Britain and Northern Ireland may be able to remain insured in their home country. Please scroll down and read the specific information for your home country.

Health Insurance for International Scholars

Note: students with a scholarship, please refer to the information provided above for international students. For the application of the visa and the first days of your stay, it is sufficient to take out a travel health insurance. However, you must have proof of health insurance for the entire time of your stay when you apply for your resident permit in Germany. That is why it makes sense to deal with your insurance coverage before you enter Germany and take out health insurance in Germany if needed.

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  • June 25, 2025, 17.00 - Information Event
  • July 03, 2025, 14.00 - Web-Seminar for international students
  • July 16, 2025, 14.00 - Web-Seminar for international students
  • July 24, 2025, 14.00 - Web-Seminar for international students
  • August 06, 2025, 14.00 - Web-Seminar for international students
  • August 21, 2025, 14.00 - Web-Seminar for international students
  • Team International Degree-Seeking Students


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